Finance the vehicle, not the dealer's commission.

The loan offered at the showroom is convenient, but it is not always the cheapest. We compare bank and NBFC offers for two-wheelers, autos and commercial vehicles so you know the real cost before you sign.

rider with a new scooter or an auto driverPhoto: rider with a new scooter or an auto driverRecommended 1000 × 1200 px

What we put side by side

  • Interest rate and whether it is flat or reducing
  • Loan-to-value on the on-road price
  • Processing and documentation charges
  • Foreclosure terms

Who it suits

  • New and used two-wheelers
  • Autorickshaws and goods carriers
  • Taxis, buses and trucks for business
  • Refinancing a vehicle you already own

Everything we compare

So you see the real cost, not just the rate.

  • Interest rate and whether it is flat or reducing
  • Loan-to-value on the on-road price
  • Processing and documentation charges
  • Foreclosure terms
  • Tenure options

Documents usually asked for

You don't need these to start. We'll give you the exact list once you choose a lender.

PAN and Aadhaar
Income proof: salary slips or ITRs
Last 6 months bank statements
Proforma invoice or quotation from the dealer
Vehicle valuation (for used vehicles)

Two-wheeler and vehicle EMI calculator

For bikes, autos and commercial vehicles.

₹50,000₹50 L
₹0₹15 L
1 yr7 yrs
7.00%24.00%

Rates shown are examples. Your actual rate depends on your profile and the lender.

Monthly EMI

₹3,250

Loan amount₹1 L
Total interest₹17,009
Total payable₹1.17 L

Always compare reducing-balance rates. A "flat" rate of the same number costs much more.

How we handle your vehicle loan.

You decide at every step. Nothing goes to a lender without your yes.

1

Share the basics

On a call or WhatsApp.

Need ₹8 lakh for a used car. Thrissur.
2

We check eligibility

Before any lender sees your file.

CIBIL 762
Eligible at 3 lenders
3

You pick the offer

With the full cost shown.

Lender B8.60%
Lender A9.15%
4

We follow through

Until disbursal.

✓Submitted
✓Verified
✓Sanctioned
✓Disbursed

Vehicle loan questions

Something else on your mind? See all FAQs or call us.

Why compare if the dealer already has a loan ready?

Dealer-arranged loans can carry higher rates or added charges. A quick comparison often finds a cheaper option you can use at the same showroom.

Is a flat rate the same as a reducing rate?

No. A flat rate is charged on the original amount for the whole term, so it costs much more than the same number quoted as a reducing rate. We convert everything into the same terms for you.

No fee unless your loan is approved.

Nothing to pay for the enquiry, the eligibility check, the bank comparison or the paperwork. Our minimal service fee applies only after the loan is sanctioned and the money reaches you.

Find out where your vehicle loan costs least.

Send the basics on WhatsApp. We usually reply within the working day.

Loan MasterUsually replies within the working day
Hi, I need a home loan of ₹50 lakh. Salaried, Thrissur.10:24
നമസ്കാരം! Please share your monthly income and any running EMIs. We'll check where you qualify.10:31
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