If your loan was taken when rates were higher, or your credit profile has improved since, another lender may take it over at a lower rate. We work out whether the switch saves money after all charges, and only then recommend it.
So you see the real cost, not just the rate.
You don't need these to start. We'll give you the exact list once you choose a lender.
See whether moving your loan saves money after switching costs.
Rates shown are examples. Your actual rate depends on your profile and the lender.
Net saving
₹8.67 L
Net saving is after the switching costs you entered. If it is small, asking your current bank for a lower rate may be the better move.
You decide at every step. Nothing goes to a lender without your yes.
On a call or WhatsApp.
Before any lender sees your file.
With the full cost shown.
Until disbursal.
Something else on your mind? See all FAQs or call us.
For floating-rate loans taken by individuals for personal use, RBI rules generally don't allow foreclosure charges. Fixed-rate and business loans can have charges, which we include in the calculation.
Sometimes that works, and we'll tell you to try it. A competing offer in hand often helps you negotiate.
Nothing to pay for the enquiry, the eligibility check, the bank comparison or the paperwork. Our minimal service fee applies only after the loan is sanctioned and the money reaches you.
Send the basics on WhatsApp. We usually reply within the working day.
