Get more for your gold, and get it back safely.

Per-gram value, interest rate and the way interest is charged all differ between banks and gold loan companies. We compare them so you pledge where your gold earns the most and costs the least.

gold ornaments being weighed at a counterPhoto: gold ornaments being weighed at a counterRecommended 1000 × 1200 px

What we put side by side

  • Amount offered per gram
  • Interest rate and how often it is charged
  • Scheme tenure and renewal rules
  • Charges for valuation and late payment

Who it suits

  • Urgent personal or medical needs
  • Short-term business cash
  • Agricultural needs where eligible
  • Bridging a gap until other funds arrive

Everything we compare

So you see the real cost, not just the rate.

  • Amount offered per gram
  • Interest rate and how often it is charged
  • Scheme tenure and renewal rules
  • Charges for valuation and late payment
  • Security and insurance of the stored gold

Documents usually asked for

You don't need these to start. We'll give you the exact list once you choose a lender.

PAN and Aadhaar
Address proof if different
The gold ornaments to be pledged

Gold loan calculator

Enter the gold weight and the per-gram amount a lender offers today.

5 g1000 g
₹1,000/g₹15,000/g
7.00%24.00%
3 months36 months

Rates shown are examples. Your actual rate depends on your profile and the lender.

Loan amount

₹3,50,000

Monthly interest₹2,771
Interest over 12 months₹33,250
Repay at the end₹3.83 L

Per-gram value changes daily and differs by lender and purity. Many gold loans let you pay interest monthly and the principal at the end. The default per-gram figure is only an example.

How we handle your gold loan.

You decide at every step. Nothing goes to a lender without your yes.

1

Share the basics

On a call or WhatsApp.

Need ₹8 lakh for a used car. Thrissur.
2

We check eligibility

Before any lender sees your file.

CIBIL 762
Eligible at 3 lenders
3

You pick the offer

With the full cost shown.

Lender B8.60%
Lender A9.15%
4

We follow through

Until disbursal.

✓Submitted
✓Verified
✓Sanctioned
✓Disbursed

Gold loan questions

Something else on your mind? See all FAQs or call us.

Are banks better than gold loan companies?

It depends. Banks are often cheaper on interest; some companies offer more per gram or faster service. We show you both side by side.

What happens if I miss interest payments?

Lenders send notices and can eventually auction pledged gold. We help you choose a scheme whose payment pattern you can keep up with.

No fee unless your loan is approved.

Nothing to pay for the enquiry, the eligibility check, the bank comparison or the paperwork. Our minimal service fee applies only after the loan is sanctioned and the money reaches you.

Find out where your gold loan costs least.

Send the basics on WhatsApp. We usually reply within the working day.

Loan MasterUsually replies within the working day
Hi, I need a home loan of ₹50 lakh. Salaried, Thrissur.10:24
നമസ്കാരം! Please share your monthly income and any running EMIs. We'll check where you qualify.10:31
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