Fund the course without overloading the family.

Education loans differ on how much they cover, whether they need collateral, and when repayment starts. We match the course, college and co-applicant's profile with the lender most likely to approve on fair terms.

student with a parent holding an admission letterPhoto: student with a parent holding an admission letterRecommended 1000 × 1200 px

What we put side by side

  • Amount covered: tuition, hostel, travel, equipment
  • Collateral requirement at your loan size
  • Moratorium period before repayment starts
  • Interest rate and any concession for girl students

Who it suits

  • Undergraduate and postgraduate courses in India
  • Studies abroad, including tuition and living costs
  • Professional and technical courses
  • Students needing a collateral-free option

Everything we compare

So you see the real cost, not just the rate.

  • Amount covered: tuition, hostel, travel, equipment
  • Collateral requirement at your loan size
  • Moratorium period before repayment starts
  • Interest rate and any concession for girl students
  • Eligibility for government interest subsidy schemes

Documents usually asked for

You don't need these to start. We'll give you the exact list once you choose a lender.

Student's PAN, Aadhaar and academic records
Admission letter and fee structure
Co-applicant's income proof and bank statements
Passport and visa documents (for abroad)
Collateral documents, if required

Education loan calculator

Interest during the course is added before EMIs start.

₹1 L₹1.5 Cr
1 yr6 yrs
1 yr15 yrs
7.00%16.00%

Rates shown are examples. Your actual rate depends on your profile and the lender.

EMI after the course

₹20,577

Interest during course₹3.8 L
Amount to repay after course₹13.8 L
Total payable₹19.75 L

Assumes simple interest during the course with no payments. Paying that interest while studying, or a government subsidy scheme if you qualify, lowers the EMI.

How we handle your education loan.

You decide at every step. Nothing goes to a lender without your yes.

1

Share the basics

On a call or WhatsApp.

Need ₹8 lakh for a used car. Thrissur.
2

We check eligibility

Before any lender sees your file.

CIBIL 762
Eligible at 3 lenders
3

You pick the offer

With the full cost shown.

Lender B8.60%
Lender A9.15%
4

We follow through

Until disbursal.

✓Submitted
✓Verified
✓Sanctioned
✓Disbursed

Education loan questions

Something else on your mind? See all FAQs or call us.

When do I start repaying?

Most education loans give a moratorium covering the course period plus some months after, though interest may build up during that time. We show you each lender's terms.

Do I need property as security?

Below certain loan amounts, many banks don't ask for collateral. Above that, security or a third-party guarantee is usually needed.

No fee unless your loan is approved.

Nothing to pay for the enquiry, the eligibility check, the bank comparison or the paperwork. Our minimal service fee applies only after the loan is sanctioned and the money reaches you.

Find out where your education loan costs least.

Send the basics on WhatsApp. We usually reply within the working day.

Loan MasterUsually replies within the working day
Hi, I need a home loan of ₹50 lakh. Salaried, Thrissur.10:24
നമസ്കാരം! Please share your monthly income and any running EMIs. We'll check where you qualify.10:31
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