Business funding that matches how your cash actually moves.

A term loan, an overdraft, a cash credit limit and a machinery loan solve different problems. We look at your turnover, GST filings and banking pattern and match you with the product and lender that suits the business.

shop owner at the counter of a Thrissur storePhoto: shop owner at the counter of a Thrissur storeRecommended 1000 × 1200 px

What we put side by side

  • Term loan versus OD/CC structure for your cash cycle
  • Interest rate and renewal charges
  • Collateral needed, if any
  • Eligibility based on banking turnover and ITRs

Who it suits

  • Working capital for stock and receivables
  • Overdraft or cash credit limits
  • Buying machinery or equipment
  • Expanding or opening a new branch
  • Government-backed MSME schemes where eligible

Everything we compare

So you see the real cost, not just the rate.

  • Term loan versus OD/CC structure for your cash cycle
  • Interest rate and renewal charges
  • Collateral needed, if any
  • Eligibility based on banking turnover and ITRs
  • Processing and stamp charges

Documents usually asked for

You don't need these to start. We'll give you the exact list once you choose a lender.

PAN and Aadhaar of proprietor or partners
Business registration, GST certificate or trade licence
Last 2–3 years ITRs with computation
Last 12 months current account statements
GST returns

Business loan EMI calculator

For term loans. OD/CC limits charge interest only on what you use.

₹1 L₹2 Cr
1 yr10 yrs
9.00%24.00%

Rates shown are examples. Your actual rate depends on your profile and the lender.

Monthly EMI

₹22,244

Principal₹10 L
Total interest₹3.35 L
Total payable₹13.35 L

If your need goes up and down through the year, an overdraft or cash credit limit may cost less than a term loan.

How we handle your business loan.

You decide at every step. Nothing goes to a lender without your yes.

1

Share the basics

On a call or WhatsApp.

Need ₹8 lakh for a used car. Thrissur.
2

We check eligibility

Before any lender sees your file.

CIBIL 762
Eligible at 3 lenders
3

You pick the offer

With the full cost shown.

Lender B8.60%
Lender A9.15%
4

We follow through

Until disbursal.

✓Submitted
✓Verified
✓Sanctioned
✓Disbursed

Business loan questions

Something else on your mind? See all FAQs or call us.

My business is new. Can I still get a loan?

It is harder, but not impossible. Some lenders and MSME schemes work with newer businesses, especially with collateral or a strong personal profile. We tell you honestly where you stand.

Do I need property as security?

Not always. Unsecured business loans exist for strong profiles, though secured options usually cost less. We show you both.

No fee unless your loan is approved.

Nothing to pay for the enquiry, the eligibility check, the bank comparison or the paperwork. Our minimal service fee applies only after the loan is sanctioned and the money reaches you.

Find out where your business loan costs least.

Send the basics on WhatsApp. We usually reply within the working day.

Loan MasterUsually replies within the working day
Hi, I need a home loan of ₹50 lakh. Salaried, Thrissur.10:24
നമസ്കാരം! Please share your monthly income and any running EMIs. We'll check where you qualify.10:31
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