A personal loan without the surprise charges.

Personal loan rates vary widely between lenders for the same person, and the advertised rate is rarely what you pay. We check where your salary account, employer and CIBIL score get you the best real terms.

couple planning a family function at homePhoto: couple planning a family function at homeRecommended 1000 × 1200 px

What we put side by side

  • Interest rate offered to your employer category
  • Processing fee and documentation charges
  • Insurance bundled into the loan amount
  • Foreclosure and part-payment charges

Who it suits

  • Wedding expenses
  • Hospital and medical bills
  • Education fees or a course
  • Home repairs and furnishing
  • Clearing several small high-interest debts into one

Everything we compare

So you see the real cost, not just the rate.

  • Interest rate offered to your employer category
  • Processing fee and documentation charges
  • Insurance bundled into the loan amount
  • Foreclosure and part-payment charges
  • Disbursal speed

Documents usually asked for

You don't need these to start. We'll give you the exact list once you choose a lender.

PAN and Aadhaar
Last 3 months salary slips
Last 6 months bank statements
Employment ID or appointment letter
Pension order (for pensioners)

Personal loan EMI calculator

Personal loans usually run 1 to 7 years.

₹50,000₹40 L
1 yr7 yrs
9.00%24.00%

Rates shown are examples. Your actual rate depends on your profile and the lender.

Monthly EMI

₹7,827

Principal₹3 L
Total interest₹75,682
Total payable₹3.76 L

Check the processing fee and any insurance added to the loan. They raise the real cost even when the rate looks low.

How we handle your personal loan.

You decide at every step. Nothing goes to a lender without your yes.

1

Share the basics

On a call or WhatsApp.

Need ₹8 lakh for a used car. Thrissur.
2

We check eligibility

Before any lender sees your file.

CIBIL 762
Eligible at 3 lenders
3

You pick the offer

With the full cost shown.

Lender B8.60%
Lender A9.15%
4

We follow through

Until disbursal.

✓Submitted
✓Verified
✓Sanctioned
✓Disbursed

Personal loan questions

Something else on your mind? See all FAQs or call us.

How fast can a personal loan be disbursed?

When documents are complete and your profile fits, some lenders disburse within a few working days. We tell you the realistic timeline for your case before you apply.

Can I close it early?

Many lenders allow it after a lock-in period, sometimes with a charge. We show you the foreclosure terms of each offer before you choose.

No fee unless your loan is approved.

Nothing to pay for the enquiry, the eligibility check, the bank comparison or the paperwork. Our minimal service fee applies only after the loan is sanctioned and the money reaches you.

Find out where your personal loan costs least.

Send the basics on WhatsApp. We usually reply within the working day.

Loan MasterUsually replies within the working day
Hi, I need a home loan of ₹50 lakh. Salaried, Thrissur.10:24
നമസ്കാരം! Please share your monthly income and any running EMIs. We'll check where you qualify.10:31
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