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No. Loan Master is a loan advisory and registered DSA. The loan is always sanctioned and disbursed by the bank or NBFC. We help you find the right one, prepare the file correctly and follow it through.
Yes. Most of the process runs over WhatsApp and phone, and we work with customers across Kerala. NRIs are welcome too — we handle the coordination here while you're abroad.
Your documents are used only for the applications you approve, and shared only with the lender you select. We don't sell contact details or pass your number on to anyone else.
Nothing upfront, ever. The enquiry, eligibility check, bank comparison and paperwork are all free. A minimal service fee is payable only once the loan is sanctioned and disbursed, and the amount is told to you in advance. If the loan does not come through, there is no charge at all.
Yes. Lender charges such as processing fees, legal and valuation fees are set by the bank and paid to the bank. We show you these clearly in the comparison so nothing surprises you later.
No, and you should be careful of anyone who promises that. Approval is the bank's decision. What we can do is check your eligibility honestly beforehand and point you where your chances are strongest.
Not necessarily. Some lenders weigh income and existing relationships more heavily, and in many cases a few months of small corrections lift the score enough to qualify. Talk to us first rather than applying and collecting rejections.
Each application leads to a credit enquiry, and many enquiries in a short time can lower your score. Checking eligibility first means you apply once, in the right place.
It depends on the loan and the lender. Gold loans can be same-day; personal loans often take a few working days; home loans and loans against property take longer because of legal and valuation checks. We give you a realistic timeline before you apply.
Nothing to start. Once you choose to proceed, we give you a checklist for your loan type and lender, so you collect only what is actually needed.
A short call usually answers more than a page of FAQs.
