Your property can fund what comes next, at a lower rate.

A loan against property usually costs less than a personal or business loan because it is secured. The amount depends on the property's value, its documents and your repayment capacity. We prepare the file so valuation and legal checks go smoothly.

exterior of a house or commercial buildingPhoto: exterior of a house or commercial buildingRecommended 1000 × 1200 px

What we put side by side

  • Interest rate and how it is linked
  • Share of the property value each lender will fund
  • Legal, valuation and processing charges
  • Tenure available for your age

Who it suits

  • Business expansion or working capital
  • Children's higher education or marriage
  • Consolidating expensive loans
  • Medical or family needs needing a larger amount

Everything we compare

So you see the real cost, not just the rate.

  • Interest rate and how it is linked
  • Share of the property value each lender will fund
  • Legal, valuation and processing charges
  • Tenure available for your age
  • How the lender views agricultural or mixed-use land

Documents usually asked for

You don't need these to start. We'll give you the exact list once you choose a lender.

PAN and Aadhaar of all owners
Income proof: salary slips or ITRs
Last 12 months bank statements
Title deed and prior deeds
Encumbrance certificate, tax receipt, possession and location sketch

Loan against property calculator

See the EMI and how much of your property value you are borrowing.

₹10 L₹10 Cr
₹5 L₹5 Cr
1 yr20 yrs
8.00%16.00%

Rates shown are examples. Your actual rate depends on your profile and the lender.

Monthly EMI

₹47,227

Borrowing40% of property value
Total interest₹28.01 L
Total payable₹68.01 L

Lenders fund only part of the market value, and the share differs by lender and property type. Tell us the property and we'll tell you what's realistic.

How we handle your loan against property.

You decide at every step. Nothing goes to a lender without your yes.

1

Share the basics

On a call or WhatsApp.

Need ₹8 lakh for a used car. Thrissur.
2

We check eligibility

Before any lender sees your file.

CIBIL 762
Eligible at 3 lenders
3

You pick the offer

With the full cost shown.

Lender B8.60%
Lender A9.15%
4

We follow through

Until disbursal.

✓Submitted
✓Verified
✓Sanctioned
✓Disbursed

Loan against property questions

Something else on your mind? See all FAQs or call us.

Can I use the money for anything?

Mostly yes, for any legal personal or business purpose. Lenders don't fund speculation, and the end use is recorded on the application.

Does the property have to be in my name?

It has to be owned by you or a co-applicant on the loan. All owners usually need to be part of the application.

No fee unless your loan is approved.

Nothing to pay for the enquiry, the eligibility check, the bank comparison or the paperwork. Our minimal service fee applies only after the loan is sanctioned and the money reaches you.

Find out where your loan against property costs least.

Send the basics on WhatsApp. We usually reply within the working day.

Loan MasterUsually replies within the working day
Hi, I need a home loan of ₹50 lakh. Salaried, Thrissur.10:24
നമസ്കാരം! Please share your monthly income and any running EMIs. We'll check where you qualify.10:31
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